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Rental Yield Calculator
Calculate gross and net rental yield, cash-on-cash return, and after-tax profit for your Irish investment property.
Investment Analysis
Gross Yield
0%
Net Yield
0%
Cash-on-Cash
0%
After-Tax Profit
€0
€0/month
Detailed Breakdown
Income
| Gross annual rent | €0 |
| Vacancy loss | -€0 |
| Net rental income | €0 |
Expenses
| Mortgage interest | €0 |
| Property tax (LPT) | €0 |
| Insurance | €0 |
| Maintenance | €0 |
| Management | €0 |
| RTB + Accountant | €0 |
| Total expenses | €0 |
Profit & Tax
| Net rental income | €0 |
| Less: Deductible expenses | -€0 |
| Taxable profit | €0 |
| Income Tax | -€0 |
| USC | -€0 |
| PRSI | -€0 |
| After-Tax Profit | €0 |
Tax Deductible Expenses
CAN Deduct
- ✓ Mortgage interest (80% only)
- ✓ Insurance
- ✓ Repairs and maintenance
- ✓ Management fees
- ✓ Accountant fees
- ✓ RTB registration
- ✓ Property tax (LPT)
- ✓ Letting agent fees
CANNOT Deduct
- ❌ Mortgage principal repayments
- ❌ Capital improvements (new kitchen, extension)
- ❌ Your own time/labour
- ❌ Purchase costs (stamp duty, legal fees)
Compare to Alternatives
| Investment | Typical Return | Notes |
|---|---|---|
| Your Property | 0% | After all expenses, before tax |
| State Savings Bonds | 2.5% | Guaranteed, tax-free (DIRT exempt) |
| Deposit Account | 1-3% | 33% DIRT applies |
| Irish Shares (long-term) | 6-8% | 33% CGT on gains, dividend tax |
| Global Index Fund | 7-10% | 41% exit tax (deemed disposal) |
Property also offers potential capital appreciation, which is not included in yield calculations.
Disclaimer: This calculator provides estimates only.
Tax calculations are simplified — consult a tax adviser for accurate figures.
Returns are not guaranteed and property values can fall.